What's new in HomeWeal

Bill reminders now arrive on your phone, not just in your inbox — switch them on under Settings → Reminders.

Email gets buried by lunchtime. A notification on the morning a bill is due is the thing that actually stops the late fee.

HomeWeal now watches your payment history and tells you when a bill quietly creeps up 10% or more.

Insurers and streaming services raise prices between renewals and count on you not noticing — now you find out the month it happens, not next year.

Reminders now go out on your household's clock, so a 9am nudge is 9am where you actually live.

A reminder that lands at 4am is a reminder you sleep through — and the bill is still due.

Every vendor can now carry a direct cancellation link, so ending a subscription is one click from the bill itself.

The subscription you keep meaning to cancel costs you every month you postpone it. This removes the ten minutes of hunting that causes the postponing.

Vendors now come with a ready-to-read retention script plus call and email shortcuts.

One ten-minute call using the script is usually worth more than a month of cutting back on coffee.

Unpaid variable bills now show "est." and ask you to confirm the real amount, so an estimate never reads as what you owe.

Your month-to-date total is only useful if it is honest about which numbers are guesses.

Snowball and avalanche, side by side: months to debt-free and total interest for each, plus exactly what an extra $50 a month buys you.

Seeing the two strategies against your own balances turns "I should pay this down" into a date on the calendar.

A safe-to-spend number on the dashboard answers "am I okay this month?", with a per-day figure until your next payday.

It is the difference between guessing whether dinner out is fine and knowing it is.

Plain-English observations about your own ledger now appear on the dashboard and on Insights (in beta, rolling out gradually).

Written from your actual bills and payments — never generic budgeting advice you have read a hundred times.

Settle-up balances now carry a Venmo or PayPal.Me link with the amount already filled in.

The awkward part of splitting bills was never the maths — it was asking twice. Now you send a link.

Household members are editable after the invite — names, colours, roles and payment handles, including your own.

A typo in a housemate's name or a stale Venmo handle no longer means deleting and re-inviting them.

History and Settings → Data & export now produce real Excel workbooks, not CSVs that Excel mangles on open.

Amounts stay numbers you can sum, so the file is ready for your accountant without a clean-up pass.

You can now hide the dashboard widgets you never read and keep the ones you do.

A dashboard you actually scan every morning beats a complete one you have learned to ignore.

Settings is grouped into Account, Preferences, Money, Data and Billing, with a search box at the top.

Changing your reminder time should take five seconds, not a scroll through eleven tabs.

Split any bill across your household by share, percentage or an exact amount.

Rent split 60/40 and the internet split evenly, tracked in the same place instead of a notes app.

Settle-up now carries a running balance across months instead of resetting, so nothing owed gets quietly forgotten.

Small amounts left over from March still count in August — which is usually where shared-bill resentment starts.

Household invites now have a proper accept flow, with a clear explanation of what the person you invite will and will not see.

Sharing bills with a partner or housemate should not require explaining the app to them first.

Every change made in a shared household is written to an audit log you can read but nobody can edit.

When an amount looks wrong, you can see who changed it and when instead of relying on memory.

Add a vendor by name and HomeWeal fills in its category, support page and cancellation link for you.

Setting up twenty bills stops being an afternoon of copying URLs out of old emails.

Due dates now use a real calendar picker, and HomeWeal flags it when a bill's category doesn't match its vendor.

Miscategorised bills quietly distort every spending breakdown you look at afterwards.

HomeWeal is live: add your bills once and see what is due, what is overdue and what is coming, on one page.

Ninety seconds a day is the whole commitment — the rest is the app remembering so you don't have to.

Quick-pay logs a bill as paid in one tap, straight from the dashboard.

The gap between "I paid that" and "the app knows I paid that" is where every wrong total comes from.

A single health score summarises how your household is doing, alongside a 90-day cashflow forecast.

One number to check whether this month is going better or worse than the last — before the bank balance tells you.

Statement-style PDF exports of any month, built for tax season and for sharing with an accountant.

Archive-grade records without keeping a shoebox of receipts or a spreadsheet nobody maintains.