Ask HomeWeal and review suggested changes

Before you start

Availability depends on your plan, current household permissions and the enabled feature audience. Members restricted to shared bills cannot use household-wide AI. If Ask is absent, use the written guides and source pages.

Ask HomeWeal

1. Choose the Ask button in the top bar on any page, or Ask a question on Insights. You can also open search and choose Ask HomeWeal.
2. Ask a supported question, such as which category you spent most on this month, or where to log a bill payment.
3. Submit the question, then inspect the record links or cited help article. Amounts and dates come from supported records.
4. For a prepared change, select Review, inspect the native form and correct its fields before selecting its save or confirmation action. Cancel the form to leave records unchanged.

Household brief

On Insights, read Household brief and open Details for its recorded-data window, source links and feedback controls. Verified observations may appear when AI selection is unavailable. Payment patterns remain separate.

Supported periods

Ask can search your recorded spending and bill payments across years, quarters, custom dates or all recorded history. Supported past month questions include “How many expenses did we have in September?”. Try “How much did we spend on Groceries in 2022?”, “Show spending by month in 2022” or “Compare spending on Groceries in 2022 with 2023”. Use the category or record name shown in HomeWeal. Totals include all matching entries, keep currencies separate, identify refunds, and use payment or purchase dates. Lists show ten results at a time; ask “Show more” to continue. You can also inspect current bills, budgets, income sources, savings goals, vendors, household members and settings, plus dated contributions, repayments, settlements, comments, receipts and imports. Follow up with “What about 2021?” to keep the same subject.

What the records can tell you

Current income sources describe configured schedules, not a history of actual bank deposits. Historical settings and goal-balance snapshots are not retained; ask about contributions or repayments for dated activity. Attachment answers list file details; open the original to read its contents. If a date, person or filter cannot be applied, Ask requests clarification. Missing records do not establish a bank balance or prove that no spending occurred.

Privacy and limits

HomeWeal checks household permissions before reading records and delivering an answer. Record totals and details are calculated inside HomeWeal. When needed, AI interprets a redacted question into a supported record type; account values stay inside the app. App help uses redacted questions and public help passages, while prepared actions may include relevant request context. Avoid entering sensitive details and inspect every prepared form. Usage allowances protect availability; a wait message shows when you can submit again. Conversations remain available for up to a day while your account access stays the same. Ask cannot establish a live bank balance, send money or prove an unrecorded cause.