AI-written observations — and answers — grounded in your own data.
Pro beta: AI-written observations on the Insights page, plus Ask HomeWeal — open the command palette (⌘K / Ctrl+K), type ? then your question. Answers are grounded in your bills, payments, budgets, and income. Aggregates only — never names, emails, or notes.
The Noteworthy list is normally rule-based (subscription weight, category spikes). When the AI layer is enabled for your plan, those observations are written by a model instead — same page, same deep-links, phrased like a human analyst. If the model has nothing solid or the service is down, the rule-based list takes over silently.
The model never sees your account. It receives a bounded snapshot — about 4KB — of aggregates: bill names and amounts, payment totals per category, budget caps vs spend, income as a monthly total. No member names, no emails, no notes fields, no account numbers.
This is a beta. Answers can be wrong or oddly phrased, and the feature may be unavailable when providers are down (it fails quietly, never with an error page). Verify anything surprising against Reports before acting on it.