Planning & insights
Plan with income, budgets, savings and debt, then inspect the records behind your outlook.
Read your Health score
Overview’s Health score summarizes the share of eligible bills paid in full on time over the last six months. It is a payment-habit indicator, not a credit score.
Review your seven-day outlook
Open Insights to review the seven-day calendar, upcoming records and suggested next steps. The outlook is based on your ledger, not a live bank balance.
Use observations from your ledger
Review Household brief and the source records behind an observation. Verified fallback observations and Insights payment patterns are separate parts of the experience.
Review your subscriptions
Use the free subscription audit to review recurring services, then save eligible services to HomeWeal for ongoing tracking. Cancel a service with its provider before archiving its bill.
Choose a budget or savings goal
Use a budget to compare category spending with a limit. Use a goal to track money set aside toward a target. Neither action transfers or reserves money at a bank.
Add an income source
On Income, add your expected pay amount and frequency. Monthly sources use a pay day; other cadences use a next deposit date. These support planning, not confirmation of a bank deposit.
Plan debt payments and track a loan
Add the debt’s current balance and terms, then compare repayment strategies. For an installment loan, link its bill and keep the lender balance up to date.
Read Available after commitments and Daily guide
On Overview, Available after commitments estimates recorded monthly income left after bills and one-time expenses. Daily guide divides a positive amount over the remaining planning window.
Ask HomeWeal and review suggested changes
Eligible Pro and Family households can ask about supported records and app tasks when Ask is enabled. Review prepared actions in the native form before anything is saved.
Set a category budget
Create a category limit and compare recorded spending with that limit for the selected period.
Track a savings goal
Create a savings target and record money you have set aside. Goal contributions track progress without moving money from a bank account.