Budgets: set $300 for groceries, see this month's usage in a progress bar. Goals: "Emergency fund $5k by Dec 31" with monthly auto-contribute on payday and round-up sweeps.
Setting a budget
Budgets page → New budget.
Pick a category and a monthly amount.
The page now shows current-month spend against the cap with a colored bar.
Start with 2-3 categories, not 12. Overscoping budgets is the fastest way to abandon them.
Setting a goal
Goals page → New goal.
Name (Emergency fund), target amount, target date, currency.
Optional: turn on monthly auto-contribute (fires on day X), or round-up sweep (rounds bill payments up to nearest $1/$5 and contributes the delta).
Why "Add funds" tags only — no decrement
HomeWeal doesn't track external accounts (we don't connect to your bank). "Add funds" on a goal is a tracking action — it records that you set aside money toward the goal. There's no source account to decrement.