Choose a budget or savings goal
In short
Use a budget to compare category spending with a limit. Use a goal to track money set aside toward a target. Neither action transfers or reserves money at a bank.
Budget a category
Open Budgets to set a category, period, amount and currency, then review recorded spending against the limit. Use the dedicated budget guide for the steps.
Track savings
Open Goals to set a target and record contributions through Add funds. Optional monthly tracking uses your chosen day, and round-up tracking uses eligible logged bill payments. Use the savings-goal guide for setup and contribution steps.
Was this article helpful?
Related articles
Planning & insightsLast updated 2026-10-15